Cap Averill II and Associates Inc.

about-us

About Us

Cap Averill II and Associates has always been known by its reputation for having satisfied clients. For more than 60 years clients from all walks of life, have depended on the Averill name for help with their IRAs and 401ks. We also offer Tax Sheltered annuities (403B’s), for doctors, educators, police and government employees, and other retirement savings vehicles. Be it tax qualified or after tax money, we offer what we consider to be the best in class products.

We pride ourselves on having quality products, which focus on best performance, shortest terms, highest ratings, and largest amount of crediting options available.

Offering Independent Advice

Cap Averill II and Associates is completely independent, meaning that we are not controlled by any insurance company or broker dealer relationship.

By design, we pay for our own retirement benefits, and health insurance benefits, and we own the building which serves as our home office. By not allowing our salespeople to receive these types of benefits from third parties, we believe that we reduce our conflict of interests. As owner, I do not sell products. And we always have and we always will be pleased to discuss our compensation, and exactly how we use it to serve you and your family to the best of our ability.

Retirement Planning

We focus on helping our clients reach their retirement savings goals.

Our focus on protecting hard earned savings is a priority. Our benchmark is recommending products which we would use for our own family’s retirement planning.

Public Service

Mentoring is important to those who share the award winning credentials we have, so we make giving back a big part of what we do. Some of our public service initiatives include:

  • Supporting and providing insights to small business owners.
  • Authoring and producing values driven financial documentaries which are nationally distributed on Public Television through the National Educational Television Association, and provided to schools and organizations across the country.
  • Supporting special needs organizations and efforts to promote goodwill between people of different backgrounds, races and religions.

Staff

The best part about dealing with us is our fantastic staff. Our staff members have been with us longer than many local firms have been in business. Although semi-retired now, Cap Averill Sr. began his career in financial back in the 1960’s.

Give us a call at (800) 922-1894

Click here to see our staff members.

Click here to see our staff members.

Life Insurance

Although retirement savings is considered our specialty, we are also well versed in all forms of life insurance products including irrevocable insurance trusts, pension maximization, buy-sell agreements, etc.

We are Here For You!

At Cap Averill II and Associates some people find it difficult to talk about money. Our specialty is taking a human approach to our business,… to put you at ease.

All meetings with us are at no cost regardless of how many times you want to meet. At your direction, we are happy to work with your attorney, accountant, family member or anyone upon whom you depend for feedback and advice. We consider ourselves part of your team.

Have you been offered products which you did not understand at seminars, or through your insurance agent? If you have questions on which annuities we recommend and why, we are happy to provide that information to you, at no cost or obligation.

Some annuities provide the potential for interest to be credited based in part on the performance of specific indices, such as the S&P500* for example, without the risk of loss due to market downturns and fluctuation. Having been involved in product design in Indexed annuities with major companies, among other things, Cap knows how these types of products work, what we feel are the best ones and why, and how we can make them work for you.

We are also known for practicing what we preach. The entire Averill family uses the exact same products which Cap Averill II & Associates recommends to our clients, and not everyone can say that.

 

our-philosophy-is

Our History

We have served thousands and thousands of clients over nearly sixty years,
and our reputation is unparalleled.

retirement-planning

Retirement Planning

new-retirement-planning

Single Purpose Planning

Meeting 1
We are eager to win you over, not just based on service, but based on watching the bottom line. This is where several generations of planning experience will serve you well.

We are always happy to work with other advisors or even compete with them for your business.

In fact, we will happily give you a no cost or obligation second opinion to help you evaluate a new plan or the one you currently have. Being involved with us will keep everyone in your financial life on their toes.

testimonialtwo

You are all the most wonderful and helpful people I know… I love you guys.

TALLAHASSEE, FL
estblished-retirement-planning

Multiple Purpose Planning / Comprehensive Planning

 

In many cases, our established clients initially came to us seeking better performance with money they wanted to have at lower risk. Then, over time they continued to gravitate to us because we competed well based on results.

Healthy competition on results is good for a portfolio.

We work well with customers who want to be highly involved in the process, as well as those customers who take a hands off approach, but want to be sure they have professionals they can trust.

happy-clients

Happy Clients

Hear our happy customers tell the story!

  • Cap and his staff gave us as much time as it takes to answer all of our questions. We’re not being treated as a number, we’re being treated with respect, and with the utmost dignity.

    Bryan, OH
  • Cap is a ‘real’ guy and doesn’t give you a ‘stuffy shirt’ attitude. Easy to talk with.

    Delta, OH
  • We are happy clients because they treat us like family and when you have concerns or questions, they address them immediately. Having been with Cap for 21 plus years we have gained significantly. We sleep very well at night.

    Toledo, OH
  • Everything is as advertised.

    Holland, OH
  •  
  • They represent what is best for me and not what is in their best interest.

    Toledo, OH
  • “You are all the most wonderful and helpful people I know… I love you guys.”

    Tallahassee, FL
faq

FAQ

Or: Questions we get asked a lot!

When it comes to your questions, sometimes you just want to know right now. That’s OK, that’s what our FAQ section is for. Here you’ll find answers to all the questions the Cap Averill & Associates staff gets asked on a day-to-day basis.

We handle each client with the same care we take with our own business, regardless of whether they are a multi-millionaire or just starting out.
As often as you wish, at no additional cost. We strongly recommend at least once per year, but many of our clients enjoy quarterly or more frequent visits.
To some extent, utilizing retirement deposits into tax qualified plans if eligible, and/or tax deferral. However, you should consult with your CPA or tax advisor regarding your tax questions related to your specific situation.
Proper estate planning and or proper beneficiary designations. However, you should consult with your attorney regarding probate questions related to your specific situation.
Yes, and some products can be set up for more frequent or less frequent payments.

See all FAQs

human-interest

Human Interest

- Leading Edge with Jerry Anderson

Leading Edge with Jerry Anderson

Conklin and Co. with Lee Conklin

Conklin and Co. with Lee Conklin

Cap has been the anchor of WSPD 1370 “Cap Averill II and Associates Inc Financial News, as well as co anchored the Public Television documentary “Wants and Needs”, Co Hosted with Gordon Ward.

He has been featured as a guest on FOX NEWS, WSPD, WTOL, WTVG, CONKLIN AND COMPANY, LEADING EDGE with Jerry Anderson as well as has won international awards for his documentaries and independent films at the Hollywood International High Definition Festival, Paramount Studios Hollywood, International Wildlife Film Festival, Montana Cinefest, Ozark Mountain Film Festival, as well as others. He studied at The University of Toledo, The Ohio State University, and University of California Santa Barbara. He is constantly pursuing additional honors and levels of educational achievement in his field.

Front cover of Toledo City Paper

 

 

Where happy clients tell the story.